charlestien harris 10 | DeSoto County News

Harris: Update your estate plan

An estate plan does not have to be complicated.

One of the main reasons you should ensure you have insurance is to protect what you value, such as your home, car, health, or business.

This is an ideal time to reevaluate and recommit to any financial goals that may have fallen by the wayside.

First and foremost, strive to become financially literate.

Few people understand the effects that late payments can have on their credit score.

Start by creating a list of needs and prioritize them from most pressing to least. This approach will help you stay on track.

Zombie mortgages are mortgage debts that consumers thought were forgiven or satisfied long ago, but that still exist.

Understand what type of debt you have, and then you can devise a plan.

Having good credit makes it easier to obtain loans for major purchases like cars or houses.

Traveling can get expensive if you don’t plan ahead, but there are still ways to enjoy an economical vacation this summer without breaking the bank.